Our clients offer consumers some of the most cutting-edge shopping experiences -- both online and through brick and mortar stores.  Arent Fox has assisted its clients in issues related to payments initiated by mobile device, telephone and Internet-initiated electronic transfers, preauthorized electronic fund transfers, and the procedures to resolve errors and consumer complaints to help comply with the Electronic Funds Transfer Act (EFTA) and the rules of the National Automated Clearinghouse Association (NACHA).